Why Prequalify for a Bond?

Being prequalified for a home loan is a vital step in buying a home as it is a good indication to buyers of what house they can afford. Before you start house hunting, our prequalification experts can advise you on the finance options available to you and how much you can spend on your new property.

This amount is not a guarantee from a Bank but rather a guideline to be used when house hunting. Once the prequalification process is complete, you will receive a prequalification certificate for the pre-approved amount making it simpler to put down an offer.

Find out before you start
house hunting how much
you can afford and
could qualify for.

If you have problems
on your credit profile,
we can help you to
resolve them.

We can advise if you
require a deposit and
how much your transfer
fees will be.

Have the confidence
to negotiate a good sale
price with the home seller
and agents.

When you find your
dream home, we already
have all your information
for the home loan.

What documents do you require
to prequalify?

Employed Individuals require the following:

• Copy of Identity Document
(If new ID card then copy of front and back)
• Proof of Address
• Latest 3 months payslips
(Latest 6 months for commission or overtime earners)
• Latest 3 months stamped bank statements
• Interview form to be completed and signed (Download Now)
• Experian Credit Consent form to be signed (Download Now)

Call Me Back

Fill in your details below and a consultant will contact you to assist you with the prequalification process:

Do you have any questions?

We’ve compiled a list of frequently asked questions for your easy reference.

DO YOU CHARGE TO FOR YOUR SERVICES?

There are NO COSTS to the client for our services and you will not be billed if Evo Mortgage Magic assists you.

DO I NEED A DEPOSIT?

It is advisable to put down a deposit. The percentage loan offered
by the banks will depend on the Risk Profile of the client.

WILL I QUALIFY FOR A HOME LOAN?

It will depend on your affordability, repayment ability and
credit profile.

HOW LONG DOES THE APPLICATION TAKE?

From submitting an application to getting final outcome,
anything from 7-10 working days.

Within a short space of time Evo Mortgage Magic managed to negotiate an excellent bank rate at NO CHARGE to myself.

Satisfied Client

Bethlehem

This is our dream home and thanks a lot for your help and quick responses. It has really been a great experience!

Satisfied Client

Johannesburg

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